No matter how careful you are when you’re on the road, accidents may happen. You may do your part by following all traffic rules and regulations to the letter, but other drivers may still be reckless. What if you get into a car accident despite the fact that you drive carefully? The other party is at fault, you sustained an injury and your car was damaged. What are you supposed to do?
This is where the right to compensation comes in. Anyone who has been injured in a car accident brought about by someone’s negligence should be properly compensated. You will then be paid for both the injuries you incurred and the property damage your vehicle sustained. This can be settled through the other party’s insurance company or a lawsuit.
However, protecting this right to compensation involves three essential things: documentation, patience, and persistence. Soon after the accident, you need to take the necessary steps to ensure you get compensated, and the other party won’t try to dodge responsibility. Here’s what you need to do after a car accident in order to preserve your right for compensation.
Talk to Witnesses
You’re lucky if you weren’t in a life-or-death situation. If you manage to survive and are still in good shape, you should talk to witnesses. You need to obtain as much information as you can. You should ask them questions and solicit the necessary information. Try to persuade some of them to make written or verbal statements, which you may keep or record. You need these to corroborate the information and make your claim stronger.
Call the Police
It’s imperative that you call the police after the accident. Police involvement is essential in situations like this. Police officers will objectively handle the situation and put together a police report. This report will serve as a strong support to your claim. It carries a great deal of weight with claims attorneys and insurance adjusters. This will provide documentation of the actual accident scene and will often include evidence of who’s at fault.
Photograph the Scene
It would be great if you manage to photograph the scene. In this day and age, you are equipped with devices to help you document certain situations. You may use a digital camera or your smartphone to take photos of the scene, any damage to your vehicle or the other party’s vehicle, and any injuries you have sustained. If you do not have a camera, you can ask witnesses to take pictures, which they can then forward to you.
Seek Immediate Medical Attention
You also need to seek immediate medical attention if you have been injured in a car crash. Get yourself treated as soon as possible. You don’t want to develop certain conditions as a result of the accident. Apart from this, another reason is to obtain treatment records, medical bills, and doctor’s notes. They can also support your claim and uphold your right to be compensated.
Get Repair Estimates for the Damage
After documenting the incident and getting medical attention, the next thing you should do is get an estimate as to how much it will cost to repair any damage your vehicle sustained. It’s best to get two or three estimates. Chances are insurance adjusters will demand an “independent” inspection of the damage to your vehicle. To be on the winning side, you need to make a strong argument for the repairs you need and any associated costs.
Get a Lawyer
Finally, you need to get a lawyer who can help you out with the whole process. Some insurance adjusters may deliberately block or delay payment of your claim. If you get an attorney, he or she will be able to fight for your right to be compensated. No adjusters can stand against the expertise and experience of an attorney who knows all your legal rights. Getting one will surely make a difference.